Protection for co-habiting couples

Many adults in Ireland are co-habiting. Are any of your clients in this group?

Most people know that inheritances passing between married couples or registered civil partners are exempt from inheritance tax. This exemption only applies for legal spouses and registered civil partners. All other co-habiting couples are treated as strangers for inheritance tax purposes.
Target market
These are existing clients with whom you have discussed family protection, mortgage protection or both. The belief was that the civil partnership legislation would fix inheritance tax and succession planning issues for unmarried couples, but it hasn’t.
Are some of your clients facing an inheritance tax bill in the event of death?