Business Protection Pathfinder - Keyperson - Replacement Costs

Client Information

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Business Protection Pathfinder - Keyperson Cover - Replacement Costs

Broker information

Client Businness Information

Business Address

Business details

Keyperson Name Serious Illness Cover €

Underwriting Guidelines

Irish Life cannot provide a level of cover however the following would be a general guideline.

In determining the appropriate amount of keyperson insurance cover an insurable value must be put on the potential financial loss that the company would suffer on the death or serious illness of the “key” individual.

Where the cover is required for Replacement costs the level of cover should normally be related to the individual’s salary. Typical cover could be estimated between 5 and 10 times salary.

Important: The level of cover will be subject to full professional, medical and financial underwriting.

Needs and Objectives

This will appear in the body of the report

Conclusion

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Warning: The information provided is based on our understanding of current legislation and Revenue practice.

Warning: In all cases we would recommend that business owners obtain professional legal and tax advice to ensure that any arrangement put in place is appropriate to their personal and corporate circumstances.